Reviews

4.94 173 reviews

I’ve worked with Michael Thayer on over 4 properties over the last 5 years and have had the best experience every time. Michael is driving innovation along with a white glove service approach and is our golden standard and first call on every real estate transaction.

Damon S.
Google

Mike is amazing at what he does. I’ve worked with him on multiple deals over the last 10 years, and his attention to detail and depth of knowledge have made a real difference for us more than once. He’s thorough, knowledgeable, and someone you can trust to get things done right. I highly recommend working with Mike—you won’t be disappointed.

Response from Michael Thayer

Thank you, Shaun! It’s always a pleasure working with you. I truly appreciate the trust you’ve placed in me over the years and through so many transactions. Looking forward to many more!

Shaun O.
Google

I can’t say enough good things about Michael Thayer at Planet Home Lending. He went above and beyond throughout my entire cash-out refinance and made the process as smooth and straightforward as possible. What really stood out to me was that his help didn’t stop with the refinance. I’m also working through a VA loan assumption that Michael isn’t even responsible for, yet he has continued to answer questions, help me understand the process, and provide documents and guidance whenever he can. Michael has also been great about giving me sound financial advice without ever making me feel pressured. He takes the time to explain all of my options, the pros and cons of each, and lets me make the decision that works best for me. It’s rare to find someone who continues helping even when there’s nothing in it for them. Michael genuinely seems to care about his clients and their long-term financial goals. I would absolutely recommend him to anyone looking for a knowledgeable, responsive, and trustworthy lending professional.

Response from Michael Thayer

Larry, thank you so much. I really appreciate the kind words and the trust you’ve placed in me. It was a pleasure helping you through the cash-out refinance, and I’m glad we were able to make the process as smooth and straightforward as possible. I’m also happy to help however I can with the VA assumption. Even though our servicing group is handling that transaction, if I can answer a question, help explain something, or point you in the right direction, I’m always glad to do it. I truly appreciate the recommendation, Larry, and I’m always here whenever you need me.

Larry m.
Google

Mike is by far the most professional & knowledgeable person in the financial & mortgage business I have ever met. Regardless of the circumstances, he always finds a way to help us. I highly recommend him.

Response from Michael Thayer

Mark, thank you so much. I really appreciate the kind words and the trust you’ve placed in me. Every situation is a little different, and I’m glad I’ve been able to help find a way forward and make sure you have good options when you need them. It truly means a lot, and I really appreciate the recommendation!

mark s.
Google

Mike made the whole process so easy! Will definitely use him again for my next loan.

Response from Michael Thayer

I really appreciate the kind words and the trust you placed in me. I’m glad we were able to make the process easy and keep everything moving smoothly from start to finish. I’d be happy to help again whenever the next opportunity comes along!

Michael H.
Google

I am a real estate agent and Michael was "on it" from day one! He kept me, my Buyer and the listing agent updated on ALL progress all throughout the entire transaction process. I never had to worry about what was happening, had the appraisal been ordered, where we were in the process, etc. He took that entire load off my plate and got us a clear to close ahead of schedule and closed on time! Fantastic, Seamless, Worry Free Process! Would 110% use him again!

Response from Michael Thayer

Theo, thank you so much. It was truly a pleasure working with you, Kelli, and Melonie on this one. I really appreciated how well we all communicated and worked together throughout the transaction, and I’m glad we were able to make the process smooth for Kelli and get everything wrapped up ahead of schedule. I’m looking forward to working with you again on the next one!

tdl p.
Google

Just a brilliant person and professional. Fought for us to get our properties and delivered what he promised. We call him Magic Mike for a reason

Response from Michael Thayer

Johan, it’s always a pleasure working with you, man. I really appreciate the kind words and the trust you’ve placed in me over the years. I’m glad we’ve been able to get things done and make it happen when it mattered. I hope the studio is going great and that everything is going well for you and the family. Thanks again, my friend.

Johan A.
Google

We had Michael Thayer refinance our loan a couple of times. He got us exceptional rates. He is extremely easy to work with and a highly motivated individual who is very knowledgeable in his field . We were very impressed with his expertise.

Response from Michael Thayer

Thank you so much for the kind words. It’s always a pleasure working with you, and I truly appreciate the trust you’ve placed in me over the years. I’m glad we’ve been able to find opportunities to improve the financing and get you into a better position each time.

Valerie T.
Google

Michael did a fantastic job! As a new homebuyer, I was completely lost with the loan process. He took the time to walk me through it step-by-step. Because of his work, I felt confident in the decisions I made. Moreover, I knew if I had questions he was there at a moment’s notice with the answers.

Response from Michael Thayer

Sam, thank you for the kind words. I really appreciate it. I know the mortgage process can feel like a lot, especially the first time around, so I’m glad we were able to walk through everything to ensure you understood the process, options, and felt comfortable with the numbers/strategy. Call me if you ever have questions, I will be glad to help!

Samuel S.
Google

We've known Michael Thayer for many years and have had the opportunity to work with him on countless real estate transactions. Michael is one of those lenders who is always on top of the details, thinks outside the box, and consistently goes above and beyond to make sure his clients are taken care of and their transactions close on time. His experience with all types of real estate transactions and lending scenarios is second to none, and when an unusual issue comes up, he’s usually already thinking three steps ahead about how to solve it. He’s knowledgeable, responsive, dependable, and genuinely cares about getting the best result for his clients. We would highly recommend Michael to anyone looking for an experienced mortgage professional who knows how to get deals done.

Response from Michael Thayer

Chris and the entire Midtown Title team, thank you so much for the incredibly kind words. It means a lot coming from a team I have such tremendous respect for and have had the pleasure of working with on so many transactions over the years. I truly appreciate the trust, partnership, and commitment your team brings to every closing. It’s always a pleasure working alongside professionals who share the same focus on communication, problem-solving, and taking great care of our clients. Looking forward to many more successful transactions together!

Midtown T.
Google

Mike is a true professional and someone I’ve enjoyed working with for many years. He’s knowledgeable, responsive, and always puts his clients first. Whether it’s answering questions or guiding clients through the lending process, he takes the time to make sure they’re well taken care of. I highly recommend Mike to anyone looking for a lender they can trust. Five stars!

Response from Michael Thayer

Bill, thank you so much for the kind words! It’s always a pleasure working with you and your team. Your professionalism, responsiveness, and consistently thorough, high-quality work are truly second to none. I really appreciate the relationship we’ve built over the years and look forward to many more transactions together!

Bill C.
Google

We have had excellent experiences with our mortgage broker, Michael. He has managed both refinance and home purchases for us over several decades! He is knowledgeable, responsive, and he guided us through every step of the process, making it stress-free. I highly recommend Michael!

Response from Michael Thayer

Erin, thank you so much! It’s always a pleasure working with you and Dustin, and I truly appreciate the trust you’ve placed in me over multiple transactions. I’m grateful for the opportunity to help each time and look forward to working with you both again in the future!

Erin C.
Google

Mike helped me save money on my mortgage years ago and since then I have come to him for all my mortgage needs! I would recommend him to everyone!

Response from Michael Thayer

Tammie, thank you so much! I truly appreciate the trust you’ve placed in me over the years and the opportunity to help with your mortgage needs along the way. It’s always a pleasure working with you, and I’m grateful for your continued confidence and recommendation!

Tambra S.
Google

Mike helped us with a refinance and HELOC. He was great to work with. He always responded in a timely manner and was very honest and straightforward throughout the whole process and made everything as easy as possible for us. We were very appreciative!

Response from Michael Thayer

Donald, thank you so much for the kind words! It was a pleasure helping you with both the refinance and HELOC. I truly appreciate your trust and am glad we could make the process as smooth and straightforward as possible for you!

Donald S.
Google

Mike has helped us several times over the last decade. He helped us refinance our house to lower our interest rate which saved us significantly in the long term, and more recently he helped us to secure a HELOC. He is so easy to work with and makes the process as simple as possible. He is trustworthy and honest. Strongly recommend working with him!

Response from Michael Thayer

Gina, thank you so much! It has been a pleasure helping you and your family over the years, and I truly appreciate the trust you’ve continued to place in me with each transaction. I’m grateful for the relationship we’ve built and always happy to help whenever you need me!

Gina S.
Google

Mike is very professional and friendly.

Response from Michael Thayer

Thank you, Lisa! I really appreciate the kind words. It’s always a pleasure working with you!

Lisa L.
Google

I work in banking myself, so I know the difference between someone who processes a loan and someone who actually takes care of you. Michael Thayer is not just closing a loan but takes a true invested interest in making your dreams reality. His experience, responsiveness, and honest direct guidence makes him easy to work with from start to close. Highly recommend!

Response from Michael Thayer

Thank you, J! That means a lot, especially coming from someone who knows the industry. I truly appreciate the kind words and the recommendation!

J K.
Google

Working with Michael Thayer throughout our home-buying process was an outstanding experience. From start to finish, he was professional, responsive, and incredibly knowledgeable. He took the time to explain every step, answered all of our questions quickly, and made what could have been a stressful process feel smooth and manageable. Michael stayed in constant communication, kept everything moving forward, and always made us feel like a priority. Even when unexpected questions came up, he handled them with confidence and made sure we understood exactly what was happening. Because of Michael’s dedication and expertise, we were able to close with confidence. If you’re looking for a lender who truly cares about his clients, works hard on your behalf, and delivers exceptional service, I highly recommend Michael Thayer. We couldn’t have asked for a better experience. Thank you, Michael, for helping our family achieve our dream of homeownership!

Response from Michael Thayer

Thank you, Antonio! I truly appreciate the kind words and the trust you placed in me throughout the process. It was a pleasure helping you and your family with both the bridge loan and your purchase loan, and I’m glad we were able to make everything come together smoothly. Congratulations again on your new home!

Antonio D.
Google

Mr Thayer was incredibly helpful in the process of refinancing our mortgage. So much so, that when rates dropped a few years later, we used Mr Thayer to again refinance us to a lower rate. He made the process very easy. The guy is a pro.

Response from Michael Thayer

Thank you, Erik! I truly appreciate your trust over the years. It has always been a pleasure helping you guys, and I'm glad I could make both refinances smooth and help you take advantage of lower rates. Thanks again for your kind words!

Erik E.
Google

Mike has helped us several times over the years and it’s always a smooth process. He’s very knowledgeable and would highly recommend!!

Response from Michael Thayer

Thank you so much Jill! It has always been a pleasure helping you guys over the years. I truly appreciate your continued trust and your kind words. Looking forward to helping you again whenever you need me!

Jill E.
Google

Honest, reliable man that always had our best interest in mind!

Response from Michael Thayer

Thank you, Kim! It is always a pleasure helping you guys. I truly appreciate your trust and kind words. Wishing you guys all the best!

Kim N.
Google

Mr. Thayer walked me through every step of the process and answered every question I had. Excellent experience! Also, he's just a great guy and the kind of person that you want to do business with.

Response from Michael Thayer

Thank you, Marcus! It was truly a pleasure helping you and Kim every step of the way. I really appreciate your kind words and your trust.

M N.
Google

Michael was great to work with for my buyers VA loan. Very communicative throughout and was able to get them the best deal after talking to a few other people.

Response from Michael Thayer

Thank you, Whitney! I really appreciate your thoughtful review. It was a pleasure working with you and helping your buyers find the VA financing strategy that worked best for them. I look forward to partnering with you on many more successful closings!

Whitney P.
Google

Hands down great to work with. Would recommend to my family, friends and colleagues. Thank you for setting the standard !

Response from Michael Thayer

Thank you so much, Dianna! Your kind words truly mean a lot. It was a pleasure helping you, and I am honored by your recommendation to your family, friends, and colleagues. Thank you for trusting me, and I wish you all the best!

Dianna C.
Google